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Why plan ahead?
Funeral arrangements often times take place within a few days of the loss of a loved one. Pre-planning for the funeral allows families the precious time they needed to make decisions regarding funeral options without the emotional stress related to the loss. Pre-arrangements permit one to ease the burden of making decisions while making their personal wishes known.
How do I start?
Starting the pre-planning process can be as easy as your first phone call. Our funeral director will lead you through the pre-arrangement process. You can rest assured that our staff will be attentive to your every need. We will answer any question that you might have and there will never be any pressure for you to make immediate decisions. Pre-planning is the process of gathering needed details, and thinking through the issues while you decide the nature of your arrangements.
Do I have to pre-pay?
The most important part of the planning process is just that, planning. You will be given the option of pre-paying, paying over time, or not paying and just making your wishes known.
What are the benefits of Pre-paying?
Like the cost of everything, the cost of a funeral service will go up over time with inflation. By pre-paying the funeral, you will have the peace of mind knowing that everything is taken care of and that your family will not have to worry about financial matters in their time of grief. You effectively lock the price of your service at today's price and live your life. When you die, your pre-payment and all the decisions you made may well be considered your departing gift to your loved ones.
Where does the money go?
When you pre-pay funeral expenses, the monies collected will be placed into an insured Trust Account. 100% of your money will remain in your name in the Trust until the time that it is needed. The Trust holds your money in trust, along with thousands of other individual funeral accounts. The money is pooled to earns the best possible interest because of its size. You can open a Trust Account with as little as $500.00 and make payments until the funeral is fully paid.
What happens if I change my mind or I move?
When you pre-pay your funeral expenses, the monies collected will be place into a revocable trust. You can change your mind and cash your money out at any time. If you move the money is fully transferable to any funeral home. If you have gone on Medicaid and the money was placed in an Irrevocable trust, the money may not be cashed out. But if you move away, the account can be transferred to funeral home in your area.
Do I have to come to the funeral home?
Our funeral directors will accommodate you, whatever the need. Basic arrangements can be done at the funeral home, by phone and mail, and yes, we even make house calls.
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